Compare coverage
Every road, laid out honestly
No plan wins every comparison — including ours. Pick the road you're weighing and see the tradeoffs stated plainly.
Private PPO vs. Marketplace / ACA
Since the enhanced subsidies expired at the end of 2025, millions of families opened a renewal letter that didn't feel real. Here's an honest look at both roads.
See the comparison →Private PPO vs. COBRA
COBRA lets you keep the exact plan you had at work — at the exact price your employer was quietly paying, plus a little more.
See the comparison →Private PPO vs. Short-Term Plans
Short-term plans are a tarp, not a roof. Fine for a brief gap in fair weather — not something to live under.
See the comparison →Private PPO vs. Lost Employer Coverage
Leaving a job — by choice or not — is one of the most common reasons families call us. You have more roads than the COBRA packet suggests.
See the comparison →Private PPO vs. Health Sharing Plans
Health sharing runs deep in many communities, and we respect why. But a promise to share is not a contract to pay — and that difference matters most on your worst day.
See the comparison →Private PPO vs. HMO Plans
The cheapest plans on the marketplace shelf are usually HMOs. The price looks friendly until you need a specialist two counties over.
See the comparison →Ready to find the right health insurance for you?
Ten minutes on the phone with a licensed Liberty Health advisor and you'll know what every option really costs — even if the honest answer is that the marketplace suits you better.
Mon–Fri, 8am–6pm CT